Driving School Insurance

Cover Provided

SUMMARY OF COVER PROVIDED UNDER OUR MAIN DRIVING INSTRUCTOR SCHEME

NIG/MSL DRIVING SCHOOL POLICIES

A Summary of cover for our other insurer schemes is available upon request. 

 

COMPREHENSIVE INSURANCE COVER subject to a £100 excess FOR ALL DRIVERS

A £100 excess applies to fire, theft, attempted theft, malicious damage and vandalism claims

Included

VOLUNTARY EXCESSES (£50 usually quoted) provided to help reduce annual premiums 

Available

Unlimited use of a dual controlled replacement car - delivered to the instructor either on the

same day or within 24 hours (Monday to Friday) following a non-fault accident

Included

Up to 21 days use of a dual controlled replacement car - delivered to the instructor either on the same day or within 24 hours (Monday to Friday) following a fault accident, fire, theft, attempted theft, malicious damage or vandalism loss

Included

GUARANTEED BONUS - particularly important for driving instructors and trainees…....

Available to driving instructors and trainees aged 25+ with 4 or more years no claims bonus where   

 by paying an additional premium, your hard-earned no claims bonus WILL NEVER BE LOST

Available

MSL Total Claims Management - fully manages your claim and REMOVES YOUR EXCESS if you have a non-fault accident and one of MSL’s approved repairers carries out the work

Included

MSL legal expenses - £100,000 cover to pursue a claim against a third party for uninsured losses sustained following a non-fault accident - such as your policy excess, loss of earnings, injuries, damaged clothing, sundry expenses etc - please see attached

Included

Any driver aged 17+ with an appropriate driving licence undergoing driving instruction

Included

Any driver aged 16+ with an appropriate mobility licence undergoing driving instruction

Included

Any driver aged 16+ undergoing ‘off road’ driving instruction

Included

Any driver aged 21+ with a full driving licence for 3+ years undergoing instructor training

Included

Any driver aged 17-20 FOR OCCASSIONAL SOCIAL, DOMESTIC & PLEASURE USE

Included

Any driver aged 21+ for social, domestic, pleasure, driving instruction, instructor training, and use  in connection with your business as a driving instructor

Included

Use for pleasure, driving instruction, driving test and for your business as a driving instructor

Included

 

Cover for mock tests to be carried out on your behalf by other ADI’s aged 21+

Included

Drivers requiring driving instruction with accidents, claims, conviction records and/or disabilities

Included

Post-test training - Pass Plus, ROSPA, IAM and any other ‘driver refresher’ course

Included

Banned driver re-testing, police speed awareness, NDIS (National Driver Improvement Scheme)

Included

Fleet ‘driver development’ training (fleet ‘risk management’ training)

Included

Driving instructor training (trainees to part 2 and 3 / PDI’s to part 3)

Included

Full windscreen, rear and side windows cover subject to a £60 excess

NO EXCESS APPLIES if a windscreen, rear or side window is repaired

Included

New-for-old cover if your car is within one year of registration as new in your name, and is stolen and not recovered, or is damaged and the repair cost exceeds 60% of the manufacturers list value

Included

Driving other cars and motorcycles (third party benefits) subject to you being aged 25+

Included

Personal effects cover - £100 following an accident, fire, theft or attempted theft

Included

NB - This cover is increased to £200 if you have chosen to include GUARANTEED BONUS

 

Permanently fitted audio/visual/telecommunication/navigation equipment - £500

Included

Personal accident cover - £5,000 following your death, loss of sight or loss of limb

Included

Free foreign motoring abroad - up to 90 days in any one insurance year

Included

Public liability - £20 million cover for third party property damage and/or third party injuries

Included

Extended public liability cover to meet the DSA’s ‘show me and tell me’ requirements

Included

Driving instructor liability - protects you against injury claims made by pupils undergoing driving

instruction who consider that there is negligence on the part of an instructor following an accident

Included

We Wont Be Beaten On Price

We do not intend to be beaten on price should you be able to find an alternative quote with the same level of cover we will look to match or reduce your premium]

(A copy of the alternative quotation may be required)